Heartland State Bank
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The figures presented here are estimates and should be confirmed with your lender.

Monthly Payment Calculator

Loan Amount:
Annual Interest:
Number of Months:
Monthly Payment:

Mortgage Payment Calculator

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Term in Years:
Interest %:
Loan Amount:
Annual Taxes:
Annual Insurance:


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Monthly Principal + Interest:
Monthly Property Taxes:
Monthly Insurance:
Total Payment (PITI ):
Monthly Income Needed:


29% of your income can be used for the loan payment and your total payments can not exceed 38% of your total income. Different loan types may use slightly different ratios.

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