Heartland State Bank offers a variety of deposit accounts designed to fill your needs. All depositors are protected up to $100,000 by the FDIC.

Checking: With all of our accounts, we offer free return of your checks. Access these accounts worldwide with a free ATM card or make purchases anywhere Visa credit cards are accepted by using a Visa Checkcard from Heartland State Bank for only $1.00 per month. We offer accurate and dependable service from the bank that truly believes in hometown banking with our neighbors and friends.

Liberty Checking: This account is available to all of our loyal customers who also have a Savings, CD or Loan account with us. It is also available without that requirement to full time students or those who have reached the fine age of 65. It has no monthly maintance charges and no per check charges with no minimum balance.

Regular Checking: Heartland State Banks low cost regular checking account with no requirements for minimum balance or maintenance of other accounts. $1.00 per month with 10 free checks and only $.10 per check thereafter.

Super Now Account: This account pays a higher rate of interest with a minimum balance of $2,500. There are no monthly fees or per check charges unless your account falls below the minimum balance when a $6.00/month fee is charged.

Now Account: This is an interest bearing checking account that pays a competitive interest rate with a low minimum balance of only $850. There are no monthly fees or per check charges unless your account falls below the minimum balance when a $6.00/month fee is charged.