Heartland State Bank
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Checking
 

Interest
Rate

Annual
Percentage
Yield (APY)

Minimum
Balance to obtain APY

Super NOW

.25%

.25%

$2,500.00

NOW

.15%

.15%

$850.00

The interest rate and annual percentage yield may change after account opening. Fees could reduce the earnings on the account. For current rate information call (701)493-2817.


Savings
 

Interest
Rate

Annual
Percentage
Yield (APY)

Minimum
Balance to open

IRA Savings

2.50%

2.50%

$100.00

Statement Savings

.35%

.35%

$25.00


Money Market
 

Interest
Rate

Annual
Percentage
Yield (APY)

Minimum
Balance to obtain APY

HSB MMDA

.50%

.50%

$2,500.00

.75%

.75%

$10,000.00

1.00%

1.00%

$25,000.00

1.25%

1.26%

$50,000.00

1.50%

1.51%

$100,000.00

2.00%

2.02%

$200,000.00

Money Market Checking

.50%

.50%

$2,500.00

The interest rate and annual percentage yield may change after account opening. Fees could reduce the earnings on the account. For current rate information call (701)493-2817.


CDs
 

Interest
Rate

Annual
Percentage
Yield (APY)

Minimum
Balance to obtain APY

36 Month Bump Rate CD

3.05%

3.05%

$500.00

36 Month Bump Rate CD's rate may be exchanged for a higher rate once before maturity.
Their Future CD

2.50%

2.53%

$50.00

5 Year CD

3.15%

3.15%

$500.00

5 Year CD

3.25%

3.25%

$10,000.00

30 Month CD

3.00%

3.02%

$10,000.00

30 Month CD

2.90%

2.92%

$500.00

24 Month CD

2.90%

2.90%

$10,000.00

24 Month CD

2.80%

2.80%

$500.00

18 Month CD

2.70%

2.72%

$10,000.00

18 Month CD

2.60%

2.62%

$500.00

15 Month CD

2.50%

2.52%

$10,000.00

15 Month CD

2.40%

2.42%

$500.00

12 Month CD

2.25%

2.25%

$10,000.00

12 Month CD

2.15%

2.15%

$500.00

9 Month CD

2.25%

2.26%

$10,000.00

9 Month CD

2.15%

2.16%

$500.00

6 Month CD

2.25%

2.26%

$10,000.00

6 Month CD

2.15%

2.16%

$500.00

3 Month

1.50%

1.51%

$10,000.00

3 Month CD

1.40%

1.41%

$500.00

1 Month CD

1.00%

1.00%

$10,000.00

1 Month CD

.90%

.90%

$500.00

A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account. For current rate information call (701)493-2817.


IRAs
 

Interest
Rate

Annual
Percentage
Yield (APY)

Minimum
Balance to obtain APY

12 Month IRA Certificate

2.50%

2.50%

$10,000.00



12 Month IRA Certificate

2.50%

2.50%

$500.00

A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account. For current rate information call (701)493-2817.


Rates effective as of 07/22/2008 .
Rates are subject to change.
Member Federal Deposit Insurance Corporation
 
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