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Rates


Rates effective as of August 22, 2017

Rates are subject to change.
Member Federal Deposit Insurance Corporation

CHECKING TYPESMINIMUM BALANCE TO OBTAIN APYMINIMUM BALANCE TO OPENINTEREST RATEAPY
Liberty Checking*N/A$5.00 N/AN/A
NOW$0.01 $850.00 0.03%0.03%
Super NOW$0.01 $2,500.000.05%0.05%
SAVINGS TYPESMINIMUM BALANCE TO OBTAIN APYMINIMUM BALANCE TO OPENINTEREST RATEAPY
Statement Savings$0.01 $25.00 0.10%0.10%
IRA Savings$0.01 $100.00 1.00%1.00%
MONEY MARKET TYPES
MINIMUM BALANCE TO OBTAIN APYMINIMUM BALANCE TO OPENINTEREST RATEAPY
Traditional Money Market$0.01 $2,500.00 0.40%0.40%
Heartland Tiered MMDA$0.01 $2,500.00 0.05%0.05%
 $2,500.00 $2,500.00 0.30%0.30%
 $10,000.00 $2,500.00 0.40%0.40%
 $25,000.00 $2,500.00 0.50%0.50%
 $50,000.00 $2,500.00 0.75%0.75%
 $100,000.00 $2,500.00 0.80%0.80%
 $200,000.00 $2,500.00 0.90%0.90%

On all Checking, Savings and MMDA Accounts the interest rate and annual percentage yield (APY) may change after account opening. Fees could reduce the earnings on the account. For current rate information call (701) 493-2817.

CD TYPES
MINIMUM BALANCE TO OBTAIN APYMINIMUM BALANCE TO OPENINTEREST RATEAPY
1 Month$0.01 $500.00 0.05%0.05%
1 Month$10,000.00 $500.00 0.10%0.10%
3 Month$0.01 $500.00 0.10%0.10%
3 Month$10,000.00 $500.00 0.15%0.15%
6 Month$0.01 $500.00 0.30%0.30%
6 Month$10,000.00 $500.00 0.40%0.40%
9 Month$0.01 $500.00 0.40%0.40%
9 Month$10,000.00 $500.00 0.50%0.50%
12 Month$0.01 $500.00 0.60%0.60%
12 Month$10,000.00 $500.00 0.70%0.70%
15 Month$0.01 $500.00 0.60%0.60%
15 Month$10,000.00 $500.00 0.70%0.70%
18 Month$0.01 $500.00 0.70%0.70%
18 Month$10,000.00 $500.00 0.80%0.80%
24 Month$0.01 $500.00 0.80%0.80%
24 Month$10,000.00 $500.00 0.90%0.90%
30 Month$0.01 $500.00 0.95%0.95%
30 Month$10,000.00 $500.00 1.05%1.05%
36 Month Bump Rate**$0.01 $500.00 1.25%1.25%
5 Year$0.01 $500.00 1.55%1.55%
5 Year$10,000.00 $500.00 1.65%1.65%
Their Future CD***$0.01 $50.00 1.00%1.00%
12 Month IRA CD$0.01 $100.00 1.00%1.00%
12 Month IRA CD$10,000.00 $100.00 1.00%1.00%

**May be exchanged for a higher rate once before maturity. The Interest rate and annual percentage yield (APY) may change after account opening. For current rate information call (701) 493-2817.

*** This is a variable term account in which the term in months will be equal to the number of months until the anticipated high school graduation date of the minor for whom this CD is purchased.

A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account. For current rate information call (701) 493-2817.

IRA TYPES
MINIMUM BALANCE TO OBTAIN APYMINIMUM BALANCE TO OPENINTEREST RATEAPY
12 Month IRA Certificate$0.01 $100.00 1.00%1.00%
12 Month IRA Certificate$10,000.00 $100.00 1.00%1.00%

A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account. For current rate information call (701) 493-2817.