Service and hospitality from your hometown bank that knows you by name. Worldwide access to cash. The MasterCard Check Card allows you access to ATM machines and use it like a check anywhere MasterCard is accepted.
Visa Credit Cards
Are you tired of the run around you get when you want information on your credit card? Tired of astronomical interest rates? Get the convenience of a Visa credit card from your hometown bank. We can answer all your questions and take your payments right at Heartland State Bank where we know you by name, not by number.
If you want to make sure that your paycheck or government payments make it into your account on time, you can have it directly deposited to your account at Heartland State Bank. No more trudging up to the post office in a blizzard. This also works well for our customers working away from home, you don’t have to wait for the mail to reach us before the money is in your account.
Safe Deposit Boxes
A Safe Deposit Box is a secure place to store your valuables. We offer Safe Deposit Boxes for rent in both our Edgeley and Kulm branches. Rental fees below are annual.
- 3 x 5 Box – $20.00
- 3 x 10 Box – $25.00
- 5 x 10 Box – $50.00
- 10 x 10 Box – $100.00
Safe Deposit Box contents are not FDIC Insured and are not covered by Heartland State Bank’s insurance policy.
Night Depository and Drive Up Teller
If you have trouble making it to the bank during working hours, you have more options than ever. In addition to access to the ATM networks, you can make deposits at our night depository or stop by the drive up Saturday morning at the Edgeley branch.
Bank from the convenience of your home with our Internet Banking. View your account balances and history, view check images, make transfers between your accounts, download transaction information into your finance program and much more all via the Internet. To sign up, you can call us or simply auto-enroll yourself. Worldwide service and hometown smiles, all from Heartland State Bank.
Access to cash, balance inquiries and the ability to transfer funds from one account to another, free of charge at any of our ATM locations. We have ATMs located at the Allied Energy Convenience Store in Edgeley, the drive up lane at the Kulm branch of Heartland State Bank and you also have free access to the ATM located in the Cenex Convenience Store in Ellendale.
Heartland State Bank is proud to offer a mobile banking app that can be used on mobile phones as well as tablets. HSB Mobile is a state of the art, user friendly banking application that allows Heartland State Bank customers to access their accounts as well as initiate transactions and much more right from their mobile device.
As an option, inside of the HSB Mobile App, you can deposit checks with your smartphone’s camera! Simply login to the App and follow the simple instructions to deposit your checks.
*Mobile Deposit is available for approved customers. Monetary and daily usage limits apply. Contact us at 701-493-2817 for more information.