person writing on a blank check


Heartland State Bank offers a variety of deposit accounts designed to fill your needs. All depositors are protected up to $250,000 by the FDIC.

piggy bank


Whether you are saving for a rainy day or for a retirement, we have a savings product to help you achieve your goals.

Customers meeting with Loan Officer


We want you to make your dreams a reality with help from Heartland State Bank. If it's a different home or fixing up the old one, new or used car, running a business or running your own farm, we're here to listen to you and your credit needs.

Laptop & Cell Phone


Heartland State Bank offers a wide variety other services from debit and credit cards, ATMs and the ability to deposit checks with your smartphone to Bill Pay, mobile and internet banking and safe deposit boxes.

Community Spotlight

Heartland State Bank’s Customer Appreciation Day will be on December 18! We will have refreshments and door prizes. Hope to see you all there!


HSB Christmas Hours:

Christmas Eve: close at noon

Christmas Day: closed


Effective January 4, 2020 the Drive Up window will no longer be open on Saturday mornings. We apologize for any inconvenience this may cause.

Resource Center

Reorder Checks »

Time to reorder checks? Simply click here and enter the information from your reorder stub to get your checks ordered. Available check styles and designs are always changing so check them out.

Internet Banking Overview Instructional Video

Watch the instructional overview video for Heartland State Bank’s new Internet Banking platform.

My Credit Card Information »

Account balance, payment information, and transaction summary information are updated nightly on regular business days. Available Credit and Credit Line information are provided on a real time basis.

Internet Banking Move Money Instructional Video

Watch the instructional video on the Move Money feature within Heartland State Bank’s new Internet Banking platform.

edgeley bank location
Edgeley Branch

401 Main Street
PO Box 68
Edgeley, ND 58433-0068
P: 701-493-2817
F: 701-493-2254


M-F: 8:00AM – 4:00PM


M-F: 8:00AM-4:30PM
Sat: 9:00AM-12 Noon

kulm branch location
Kulm Branch

13 North Main Ave
PO Box I
Kulm, ND 58456
P: 701-647-2712
F: 701-647-2755


M-F: 8:00AM – 4:00PM


M-F: 8:00AM-4:00PM
ATM: 24hrs