9 Mo CD Special Ad

person writing on a blank check


Heartland State Bank offers a variety of deposit accounts designed to fill your needs. All depositors are protected up to $250,000 by the FDIC.

piggy bank


Whether you are saving for a rainy day or for a retirement, we have a savings product to help you achieve your goals.

man and woman shaking hands with banker


We want you to make your dreams a reality with help from Heartland State Bank. If it's a different home or fixing up the old one, new or used car, running a business or running your own farm, we're here to listen to you and your credit needs.

pen and calculator on accounting sheet


Heartland State Bank offers a wide variety other services from debit and credit cards, ATMs and the ability to deposit checks with your smartphone to Bill Pay, mobile and internet banking and safe deposit boxes.

Community Spotlight

We will be closed Saturday, February 17, 2018 and Monday February 19, 2018 in observance of President’s Day


Good Luck Edgeley-Kulm-Montpelier Rebels on the rest of your basketball season!

To see a schedule of events, click the image above.

Resource Center

Reorder Checks »

Time to reorder checks? Simply click here and enter the information from your reorder stub to get your checks ordered.

Identity Theft Prevention »

What is phishing? In a common phishing scam, someone attempts to obtain personal information fraudulently by e-mailing a consumer a message that appears to have been initiated by a financial institution. Click on this link to find out more about phishing and how to protect yourself from this type of fraudulent activity.

What is “Phishing”? »

“Phishing” is a rapidly growing problem. Phishing attacks use ‘spoofed’ e-mails and fraudulent websites designed to fool recipients into divulging personal financial data. This site explains what “phishing” is and offers advice on how to avoid becoming a victim.

My Credit Card Information »

Account balance, payment information, and transaction summary information are updated nightly on regular business days. Available Credit and Credit Line information are provided on a real time basis.

edgeley bank location
Edgeley Branch

401 Main Street
PO Box 68
Edgeley, ND 58433-0068
P: 701-493-2817
F: 701-493-2254


M-F: 8:00AM – 4:00PM


M-F: 8:00AM-4:30PM
Sat: 9:00AM-12 Noon

kulm branch location
Kulm Branch

13 North Main Ave
PO Box I
Kulm, ND 58456
P: 701-647-2712
F: 701-647-2755


M-F: 8:00AM – 4:00PM


M-F: 8:00AM-4:00PM
ATM: 24hrs