person writing on a blank check


Heartland State Bank offers a variety of deposit accounts designed to fill your needs. All depositors are protected up to $250,000 by the FDIC.

piggy bank


Whether you are saving for a rainy day or for a retirement, we have a savings product to help you achieve your goals.

Customers meeting with Loan Officer


We want you to make your dreams a reality with help from Heartland State Bank. If it's a different home or fixing up the old one, new or used car, running a business or running your own farm, we're here to listen to you and your credit needs.

Laptop & Cell Phone


Heartland State Bank offers a wide variety other services from debit and credit cards, ATMs and the ability to deposit checks with your smartphone to Bill Pay, mobile and internet banking and safe deposit boxes.

Community Spotlight

Our Lobbies are Open!

Precautions will be taken to respect social distancing for the health & wellness of our customers and staff.  Night Depositories, ATMs & Drive Up/Walk Up is still available if you are more comfortable using those methods.


The Kulm Branch will be back in the original bank building at 13 N Main Ave, Kulm starting Monday September 28th.

DRIVE UP WINDOW ONLY Monday 28-Tuesday 29 due to final touches of remodel project.


Good Luck EKM Rebels & EEK Thunder on your season!

Rebel Volleyball Home Games

Oct 1 @ 5 vs Lisbon (Edgeley)

Oct 6 @ 5 vs LaMoure (Edgeley)

Oct 8 @ 5 vs Linton-HMB (Kulm)

Oct 26 @ 5 vs Napoleon (Edgeley)

Thunder Football Home Games

Oct 9 @ 7 vs Oak Grove (Ellendale)

Oct 16 @ 7 vs Oakes (Edgeley)



Resource Center

Reorder Checks »

Time to reorder checks? Simply click here and enter the information from your reorder stub to get your checks ordered. Available check styles and designs are always changing so check them out.

Internet Banking Overview Instructional Video

Watch the instructional overview video for Heartland State Bank’s new Internet Banking platform.

My Credit Card Information »

Account balance, payment information, and transaction summary information are updated nightly on regular business days. Available Credit and Credit Line information are provided on a real time basis.

Internet Banking Move Money Instructional Video

Watch the instructional video on the Move Money feature within Heartland State Bank’s new Internet Banking platform.

edgeley bank location
Edgeley Branch

401 Main Street
PO Box 68
Edgeley, ND 58433-0068
P: 701-493-2817
F: 701-493-2254


M-F: 8:00AM – 4:00PM


M-F: 8:00AM-4:30PM

kulm branch location
Kulm Branch

13 North Main Ave
PO Box I
Kulm, ND 58456
P: 701-647-2712
F: 701-647-2755


M-F: 8:00AM – 4:00PM


M-F: 8:00AM-4:00PM
ATM: 24hrs