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Definitions
AffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies.
  • Jans Insurance Agency, Inc.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Heartland State Bank does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Heartland State Bank doesn’t jointly market.

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